Champion throne is easy!The most profitable financial company that can make money in the first half of the year is it

The listed bank has been disclosed for half a year, and the business conditions of major banks’ financial management companies have floated the surface.

From the perspective of making money, a number of wealth management companies have been over the first year of last year. The champion has become a prosperous wealth management in China. Yuan, Xinyin Finance is 1557 million yuan.

As one of the important indicators of the current financial company’s development, in the scale of financial product management, Qi Yankin’s \”one ride\”, as of the end of June, the balance of wealth management products is 2.64 trillion yuan.

Xingyin’s finishing net profit wins

From the net profit, the shares of the company perform a grabbing, the silver financial management, the silver financial management, the silver financial management, the peaceful financial management, the light big financial management The top five, with a net profit of 1.983 billion yuan, 1557 million yuan, 990 million yuan, 820 million yuan and 691 million yuan respectively.

The state-owned big line of wealth management company, paying banks, farming banks, Jianxin financial management, BOC wealth management, Zhongmail Finance, ICBC financial management in the first half of the year, the net profit is 606 million yuan, 585 million yuan, 5.29 100 million yuan, 485 million yuan, 447 million yuan and 333 million yuan.

In addition, Hui Yin Financial, Hang Yin Financial, Nankin Financial, Ning Yin Financial, Huaxia Treatment, in the first half of the year, the net profit exceeded 100 million yuan.

From the perspective of the management of our financial companies published in the half-year report, Yankin’s financial management leads. As of the end of the first half of the year, the balance of the financial products management of Xinyin Financial management was 2.64 trillion yuan, an increase of 7.76% from the end of the previous year; the work and silver finances ranked second, 1248.8 billion yuan; the agricultural silver finance is ranked third, 1117.85 billion yuan Jiaxin financial management, lightweight financial management, the product scale of Bank of China has exceeded 800 billion yuan.

Treatment of net purity transformation speed

This year is the year of the consultation of the new regulations, and the major banks can complete the transformation of financial business on time.

The deputy director of the construction bank introduced that the bank strictly follows the supervision orientation, actively promoting financial business transformation, vigorously develops net value products, continuously optimizing the asset structure, and the relevant progress of the asset structure and the rectification of financial rectification meets or exceeds expectations. As of the end of the year, the net value product was 1.23 trillion yuan, an increase of 2.41.6 billion yuan in the beginning of the year, and the product was 28.3 billion yuan, a decrease of 28.5 billion yuan from the beginning, and the branch of non-standard assets were 196.7 billion yuan, which was reduced by 161.5 billion years. Yuan. The return scale is controllable, the asset quality is good, and the provision shall maintain a unified standard.

A number of banks add new product supplies while transforming and retreating old products. As of the end of the first half of the year, the ICBC’s new rule of wealth management products were 1248.8 billion yuan, an increase of 16.87 billion yuan over the last year, an increase of 16.7%; Xinyin Financial’s new product balance was 2.8 billion yuan, an increase of 28.31 from the end of the previous year. 28.31%, Accounting for 80.68% of the balance of wealth management products; 149 in China Post Finance, the net value product, and 85 in the first half of the year, the new product exceeds last year.

A number of small and medium-sized banks have exceeded 90%. As of the end of the first half of the year, Hangzhou Bank’s deposit of financial products is 256.769 billion yuan, including 91.98% of the net value wealth management products, raising 7 percentage points from the end of the previous year; Qingdao Bank’s net value product balance is 149.08 billion yuan, an increase of 33.29% from the end of the previous year Accounted for 95.13% of the balance of wealth management products, raising 5.01 percentage points from the end of the previous year.

From the whole industry, the report of the bank’s financial registration custodian has been released, as of the end of June, the financial products continue to 25.8 billion yuan, the net value wealth management product stocks are 20.39 trillion yuan. The proportion is nearly 80%, a year-on-year increase of 23.90 percentage points.

Characteristic Theme Product Frequently

It is worth noting that after a period of exploration and development, various financial companies have clarified the focus of power, and form their own advantages.

For example, MBS is mainly focused on rural revitalization, three rural areas, in the first half of the financial funds in the three rural areas, more than 30 billion yuan in the field; launch the first batch of rural revitalization series of wealth management products, sales scope by Hui Nong Customers expand to all county customers, the innermost rural revitalization and Hui Nong series of financial products reached 10 billion yuan.

Banking financial management is closely to the construction of long triangle leading banks, selecting high-quality assets of long triangles, sharing regional integrated development dividends.

Public fundamental REITS, the green financial field is also an important field of financial management company investment.

BOC’s financial management launched a special product of \”autonomous innovation\” and \”carbon peaks\” and other topics such as \”village revitalization\”; Guangda’s financial management is actively involved in public collection REIS investment, in the first batch of 9 union funds REITS, 6 orders Participate in the identity of \”strategic investors\”; Zhongmail Finance is also actively involved in the first batch of pilot projects of public collection REITS, and built the subject of benefits, overseas assets, FOF and other subject products; Qingyin Financial created carbon neutral, ESG, charity, Blue finance features special products.

This article is from China Securities

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